Your Financial Wellness Guide

Ultimate Guide to Bad Credit

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Get your credit in check and improve your credit score

Struggling with a bad credit score? Are you thinking of ways to improve your credit score? Well, we’ve got you covered.

This guide will give you insights on how to improve your credit score and explains all the credit-related jargons in detail. It’ll also help you read your credit report and understand what’s in it. This is indeed your ultimate credit guide.

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What you'll learn

This guide will give you all the insights on how to avoid bad credit, build your credit, explain all the factors that affect your credit score and give answers to all your credit-related queries


Definitions and meaning of the credit-related terms

In-depth Article

Detailed article on how to read your credit report

Credit Myths

Clear away all the myths about the credit score


Answers to all the frequently asked questions on credit

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Learn how to in increse your credit score

guide bad credit

Download Your Free Guide to Learn:

Bias-free Approach

We do not take sides. Our main objective is to help you attain financial literacy by stating real-life financial facts and figures

It's For YOU

This is your personal financial platform. The focus is on you. We want to help you achieve your financial goals

beginners guide to bad credit


We realize that jargons are hard to understand. Our aim is to simplify financial jargons for you

Financial Wellness

At Chango, our main aim is to spread financial literacy and look after your financial wellness

Join over thousands of people

Thousands of people have found this guide useful for understanding how to avoid bad credit and build their credit. The Chango community is growing and we are thankful to all the people who have given us a great feedback on the guides that we create for spreading financial literacy and promoting financial wellbeing. Come, be a part of the Chango community! 

ultimate guide to bad credit score

Your Credit Score is about to get better

We understand that everyone faces financial problems and Chango is here to help you find ways to come out of those. If you are struggling with your credit score, download this guide to build back your credit and get on the path of financial wellness once again. Here you go.

About us

Control all aspects of your finances. Learn about what you need to know to make smart decisions. But most of all, have trust that we’re here to help. In the end, you’ll have more time to do what you love.
Chango - Unifying your financial world. | © 2018 Chango Card Inc.

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