Ontario Student Assistance Program (OSAP)

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The Ontario Student Assistance Program (OSAP) is a financial help program offered by governments of Canada and/or Ontario for eligible students to pay for their college or university (public or private). OSAP offers two different types of funding for students to pay for their college or university: Loan and Grant.

A loan is the money that a student borrows from the governments of Canada and/or Ontario and must be paid back.

A grant is the money that a student typically does not have to pay back. A grant is usually awarded based on financial need and/or other factors.
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If you’re planning to attend college or university program in Ontario, but do not have enough money to pay the fee, you can apply for the Ontario Student Assistance Program (OSAP) and receive financial help from the government. This help you could receive in the form of a loan (money that you need to pay back) or a grant (money you do not need to pay back).


Suppose, a student applied for Ontario Student Assistance Program (OSAP) for his/her college degree, met all the criteria and got the amount as a grant. This money, the student received from the government of Ontario, can be utilized to help pay for:
• Tuition
• Transportation
• Books, equipment and supplies
• Compulsory student fees charged by a school
• Living expenses (full-time students only)
• Child care (for students with children)

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