Financial FAQ
A financial resource you can trust. Find answers to the common questions that you need answers to in order to make smarter decisions. Our mission is to educate you.
Will accepting a credit limit increase improve my credit score?
There are pros and cons to accepting a credit limit increase, but generally, accepting a credit limit increase will improve your credit score.
How long does negative info stay in my credit report?
Negative info stays in your credit report for at least seven years.
Why is my credit score fluctuating month to month?
Your credit score is fluctuating for a variety of reasons.
How much time does it take to get a good credit score?
There are several factors that affect the length of time to see changes in your credit report. By settling disputes and paying down debts early, you can see improvements in credit score sooner than expected.
Can I Inherit Debt?
The simple answer is no, you cannot inherit debt after someone you know passes
How long does a late payment stay in your credit report?
Credit bureaus like Equifax and Transunion will keep any negative information such as late payments in your credit report for up to 6 years.
How long does a bad credit score stay on credit report?
A bad credit score can stay in your credit report for up to 6 years.
Does being a co-signer affect your credit score?
Co-signing is an easy and effective way to make big purchases, but there are negative consequences for everyone involved if debts are not paid on time.
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