There are pros and cons to accepting a credit limit increase, but generally, accepting a credit limit increase will improve your credit score.
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Financial FAQ
A financial resource you can trust. Find answers to the common questions that you need answers to in order to make smarter decisions. Our mission is to educate you.
Negative info stays in your credit report for at least seven years.
Your credit score is fluctuating for a variety of reasons.
There are several factors that affect the length of time to see changes in your credit report. By settling disputes and paying down debts early, you can see improvements in credit score sooner than expected.
The simple answer is no, you cannot inherit debt after someone you know passes
Credit bureaus like Equifax and Transunion will keep any negative information such as late payments in your credit report for up to 6 years.
A bad credit score can stay in your credit report for up to 6 years.
Co-signing is an easy and effective way to make big purchases, but there are negative consequences for everyone involved if debts are not paid on time.
Parking tickets can negatively affect your credit score if left unmanaged. Making payments on time is a sure way to improve your credit score while keeping fees relatively easy to pay off.
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